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Loans

Working together - our goals are one.
Working together
our goals are one.
When you are looking for a loan, our one-on-one, relationship-based approach will help you find the right fit to achieve your goals. With local decision-making and a banking team that gets to know you personally, we know we can positively impact our local communities and the lives of our neighbors.



CD secured loans allow you to borrow for any need while leveraging your One Florida Bank investments, allowing continued growth of your investment.

  • Borrow against the balance of your One Florida Bank certificate of deposit.
  • Earn interest on your deposit account while paying back your loan.
One Florida Bank offers you the ability to purchase a residential lot for your new home or other use, based upon value and credit approval. Talk to one of our experienced lenders about our convenient terms today.
Simplify the financing of your new home construction with our one-time close construction-to-permanent loan. Product allows an interest-only payment during the construction phase.
One Florida Bank can help you secure a loan to purchase or refinance for your new or used car, boat or recreational vehicle purchase. We deliver personal service and offer flexible terms.
Our mortgage lending team puts relationships first. Whether you are in the market for a new home or want to refinance an existing mortgage, One Florida Bank offers a variety of mortgage loan options to fit your needs. Our Mortgage Specialists will work with you to understand your home investment goals and help you choose the best mortgage program available. With in-house programs, Conventional, VA, and USDA, we have the right options to make your new home a reality.

Contact your banker today to find the mortgage loan that's right for you.

One Florida Bank offers Home Equity Lines of Credit (HELOC) based on lendable equity in your home. The rate on our HELOC is variable based on the Wall Street Journal Prime plus a margin. Repayment during the initial advance period is interest-only followed by an amortizing repayment.



The contents of this page are subject to revision and change without notice and may be contingent upon situations beyond our institution’s control.  The revisions and changes that may occur are necessary to provide our customers with the best products and services available, while remaining in compliance with Federal and State regulations.